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Forth Hoyt CRS, RDCPro, SRES, e-PRO, Master's Club...FOLSOM Real Estate, GRANITE BAY Real Estate, EL DORADO HILLS Real Estate experts. 916-248-7777.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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“Forth and I have worked together assisting Buyers
“Forth was very detail oriented and knowlegeable.”
"Scarlett Justice, Broker/Owner, Realty World"
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 Compare three
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
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Download TripleCalc for FREE. It's Our Gift to You. You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Folsom, Granite Bay and El Dorado Hills web site. You can send copies of TripleCalc to all your friends and associates. Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...  Download
TripleCalc Now!
This is what TripleCalc
will look like on your Windows PC. You can compare 3 loans,
at one time -- and you don't have to be online. TripleCalc
lets you get a leg up on complicated loan comparisons. |
Includes 8 other calculations
you can't do without:
- Simple Mortgages with P.I.T.I.
- Pre-qualifying mortgages
- Plus lease, investment, balloon payment and
other calculators.
- Every calculator uses the super-convenient
"compare three at once" format.
- It's FREE.
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TripleCalc Now!
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TripleCalc Now! |
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
Keller Williams
2600 East Bidwell Street, Suite 150
Folsom, CA. 95630
Phone: 916-248-7777
Fax: 916-248-7877
Email: TheHoytGroup@Number1Expert.com
Our Mission Statement:
We Care...
About our clients;
their dreams,
their goals,
their needs...
About everyone involved in every transaction...
My team works constantly to improve our systems and services;
WE DO IT RIGHT!!
Going well beyond the standard level of service provided by most agents, we are continuously changing, growing and updating in our pursuit of excellence; we remain focused on education, training and renewing our commitments to quality. We strive to provide the best service,the best advertising, the best, most up-to-date exposure techniques, most in-depth market knowledge and the best Real Estate advice around...Period!
As we guide you through the real estate process, we'll get you the best deal in the least amount of time, with the fewest hassles, and we'll have fun doing it! We'll provide a level of service that makes it very easy for you to refer your friends and family to us!   
 
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