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All agents are NOT alike! Find out why we're top Folsom, Granite Bay, El Dorado Hills, and surrounding area real estate experts. Call: 916-248-7777.
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Tips for Kitchen Remodeling
Kitchen remodels are among the most popular home improvements because they offer a great return on investment/.
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 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
Forth Hoyt CRS, RDCPro, Sres, e-PRO
is one of The Top Selling Real Estate Experts™
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Do You Have a Real Estate Related Question? We Will Email You an Answer Quickly. As top Folsom, Granite Bay and El Dorado Hills real estate experts, it's our job to help! Please take advantage of our experience and knowledge. Ask us anything about: - Any particular home that is or was on the market. - Neighborhoods and local market trends. - Local demographics and the economy. - Tricks and traps when buying real estate in this area. - Special tax considerations regarding real estate. - Specific questions about contracts, escrow, and closings. - Anything real estate! It's our job to know EVERYTHING about real estate! Ask us anything. There are no dumb questions! It's FREE, and we promise to get back to you quickly... 
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
Keller Williams
2600 East Bidwell Street, Suite 150
Folsom, CA. 95630
Phone: 916-248-7777
Fax: 916-248-7877
Email: TheHoytGroup@Number1Expert.com
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As we guide you through the real estate process, we'll get you the best deal in the least amount of time, with the fewest hassles, and we'll have fun doing it! We'll provide a level of service that makes it very easy for you to refer your friends and family to us!   
 
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