All agents are NOT alike! Find out why we're top Folsom, Granite Bay, El Dorado Hills, and surrounding area real estate experts. Call: 916-248-7777.

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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Folsom, Granite Bay and El Dorado Hills real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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School Reports in Folsom, Granite Bay and El Dorado Hills, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Folsom, Granite Bay and El Dorado Hills

Bargain Properties >The Inspection Report

Are you looking for a home and becoming tired of house-hunting? If so, you may be tempted to buy a bargain-priced home "as is" and forego the home inspection. But without the inspection report, do you know what the "as it" refers to? Wouldn't it be better to know what condition the home is in before you buy it?

The inspection contingency allows the buyer to enlist the services of a licensed home inspector within three to seven days after the purchase agreement is signed. The inspector will go over the property from top to bottom, evaluating the condition of all the basic systems and structures of the home in order to identify conditions that may be considered material defects and thus may affect the market value or the safety of the home.

The inspector's report is the only documented proof of the actual condition of the property that is being sold. It is a valuable tool that helps you negotiate the sales contract and gives you information about future maintenance projects. The cost of an inspection is well worth the peace of mind it provides.

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Q	What famous American sign was originally erected as a real estate ad?
A	The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
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Forth Hoyt CRS, RDCPro, Sres, e-PRO, REALTOR®, real estate agents and broker for Folsom, Granite Bay and El Dorado Hills, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Forth Hoyt CRS, RDCPro, Sres, e-PRO
Keller Williams
2600 East Bidwell Street, Suite 150
Folsom, CA. 95630
Phone: 916-248-7777
Fax: 916-248-7877
Email: TheHoytGroup@Number1Expert.com
Our Mission Statement: We Care... About our clients; their dreams, their goals, their needs... About everyone involved in every transaction... My team works constantly to improve our systems and services; WE DO IT RIGHT!! Going well beyond the standard level of service provided by most agents, we are continuously changing, growing and updating in our pursuit of excellence; we remain focused on education, training and renewing our commitments to quality. We strive to provide the best service,the best advertising, the best, most up-to-date exposure techniques, most in-depth market knowledge and the best Real Estate advice around...Period! As we guide you through the real estate process, we'll get you the best deal in the least amount of time, with the fewest hassles, and we'll have fun doing it! We'll provide a level of service that makes it very easy for you to refer your friends and family to us!

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