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Forth Hoyt CRS, RDCPro, SRES, e-PRO, Master's Club...FOLSOM Real Estate, GRANITE BAY Real Estate, EL DORADO HILLS Real Estate experts. 916-248-7777.
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Home & Garden...New Windows To Cut Winter Bills...
Winter's chill may be the farthest thing from your mind right now. In Folsom, Eldorado Hills, Granite Bau...
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“Forth and I have worked together assisting Buyers
“Forth was very detail oriented and knowlegeable.”
"Scarlett Justice, Broker/Owner, Realty World"
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
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Stop Sacramento Foreclosures!
Stopping Foreclosure with a short sale is no longer brain surgery! We have great relationships with many banks and servicers that allow us to get our short sale files approved in ten days or less! We even have banks and servicers with local offices we work with directly here in Sacramento! Sacramento Short sales will become "old hat" soon! You can Prevent Foreclosure in Sacramento!  Stop Sacramento Foreclosures...
Sacramento Preforeclosure advice.
I HOLD THESE DESIGNATIONS:
Certified Mortgage Resolution Specialist
Certified Home Retention Specialist and
Certified Preforeclosure Specialist
Sign up here for a Special Pre-foreclosure Report that will help you understand how to Prevent Foreclosure; provided by one of the most distinguished Sacramento Certified Pre-Forelosure Specialists in the area.
As Sacramento Short Sale Specialists, The Hoyt Group has already ammassed one of the highest transaction counts in the Sacramento Pre Foreclosure Short Sale Market-
BUT WE ARE PROUDEST ABOUT THE FAMILIES WE HAVE HELPED TO KEEP THEIR HOMES! with the knowledge gained through many hours of Certified Pre-Foreclosure specialist short sale training and now years of shortsale experince!
Sacramento Foreclosures will continue...
Sign up now to receive a special report: Negotiating a Settlement With Your Lender and Keeping Your Home!
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
Keller Williams
2365 Iron Point Road, Suite 120
Folsom, CA. 95630
Phone: 916-248-7777
Fax: 916-248-7877
Email: TheHoytGroup@Number1Expert.com
Our Mission Statement:
We Care...
About our clients;
their dreams,
their goals,
their needs...
About everyone involved in every transaction...
My team works constantly to improve our systems and services;
WE DO IT RIGHT!!
Going well beyond the standard level of service provided by most agents, we are continuously changing, growing and updating in our pursuit of excellence; we remain focused on education, training and renewing our commitments to quality. We strive to provide the best service,the best advertising, the best, most up-to-date exposure techniques, most in-depth market knowledge and the best Real Estate advice around...Period!
As we guide you through the real estate process, we'll get you the best deal in the least amount of time, with the fewest hassles, and we'll have fun doing it! We'll provide a level of service that makes it very easy for you to refer your friends and family to us!   
 
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Schools in Folsom, Granite Bay and El Dorado Hills
