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Forth Hoyt CRS, CDPE, PFC, Certified HAFA Specialist, RDCPro, A-REO, SFR, SRES, e-PRO, Master's Club FOLSOM, GRANITE BAY, EL DORADO HILLS 916-248-7777
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“Forth is extremely hard working and truly cares."
He is knowledgeable, experienced and provides a high level of service. I trust and respect Forth as a fantastic business professional.”
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Stop Sacramento Foreclosures!
Stopping Foreclosure with a short sale is no longer brain surgery! We have great relationships with many banks and servicers that allow us to get our short sale files approved in ten days or less! We even have banks and servicers with local offices we work with directly here in Sacramento! Sacramento Short sales will become "old hat" soon! You can Prevent Foreclosure in Sacramento!  Stop Sacramento Foreclosures...
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As Sacramento Short Sale Specialists, The Hoyt Group has already ammassed one of the highest transaction counts in the Sacramento Pre Foreclosure Short Sale Market-
BUT WE ARE PROUDEST ABOUT THE FAMILIES WE HAVE HELPED TO KEEP THEIR HOMES! with the knowledge gained through many hours of Certified Pre-Foreclosure specialist short sale training and now years of shortsale experince!
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Exactly how many islands are included in the group called the 1000 Islands?
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| A |
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. |
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Forth Hoyt CRS, RDCPro, Sres, e-PRO
Keller Williams
2365 Iron Point Road, Suite 120
Folsom, CA. 95630
Phone: 916-248-7777
Fax: 916-248-7877
Email: TheHoytGroup@Number1Expert.com
Our Mission Statement:
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Going well beyond the standard level of service provided by most agents, we are continuously changing, growing and updating in our pursuit of excellence; we remain focused on education, training and renewing our commitments to quality. We strive to provide the best service,the best advertising, the best, most up-to-date exposure techniques, most in-depth market knowledge and the best Real Estate advice around...Period!
As we guide you through the real estate process, we'll get you the best deal in the least amount of time, with the fewest hassles, and we'll have fun doing it! We'll provide a level of service that makes it very easy for you to refer your friends and family to us!   
 
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